HealthCare Preparedness and Financing
Build your healthcare wallet with an interest. If an emergency happens, We pays your medical bills immediately, and you repay later in flexible installments.
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Our Mission
To empower individuals and families by providing flexible access to healthcare, ensuring no one is denied treatment due to lack of money.
Our Mission
To empower individuals and families by providing flexible access to healthcare financing, ensuring no one is denied treatment due to lack of funds.
Every 5 minutes, a patient in Kenya is turned away because they can't pay
We're changing that narrative by ensuring you prepare for healthcare emergency with an interest earning saving. Understand your preparedness, and access instant financing whenever you need medical care.
Our Core Values
- Accessibility
- Instant Care
- Flexible Repayment
- Financial Safety
- Financial Transparency
- Community Support
Know your healthcare preparedness
Join on WhatsAppWhy Families Choose Access Health
When a medical emergency happens, every minute matters. Access Health helps you prepare before emergencies and supports you when they happen.
Any Hospital, Any Time
Use your account at any licensed hospital across the country no restrictions, no networks.
Instant Bill Payment
Hospitals receive payment immediately via M-Pesa no delays, no stress.
Flexible Repayment Plans
Choose an installment plan that works for you.
Healthcare Preparedness
Monthly contributions build your savings wallet fully refundable if you leave.
Get Healthcare Financing in 4 Simple Steps
Quick Sign Up
Create your free account in under 2 minutes using your phone number and basic information.
Small Monthly Contribution
Pay just KES 300 monthly this builds your savings wallet and keeps your account active.
Get Instant Treatment
Visit any hospital and we'll pay your bill immediately via M-Pesa while you focus on recovery.
Flexible Repayment
Repay the healthcare loan in comfortable installments that match your financial capacity.
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Families Served
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Instant Payment Success
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Partner Hospitals
Healthcare Financing for Everyone
Individual
Instant medical bill support with flexible repayment. From KES 300/month.
Group
Families and organizations unite for accessible, affordable healthcare coverage.
Chama
Pool resources for members' healthcare. No stress during emergencies we've got you covered.
Corporate
Employee healthcare benefits that boost productivity and reduce absenteeism.
Trusted by Families Preparing for Tomorrow
Families choose Access Health because preparation brings confidence, and financing brings peace of mind.
"I was admitted urgently and Access Health cleared my bill instantly. I paid later in small installments. A life-saver!"
"The KES 300 monthly plan is genius — my money is safe and I can use it whenever I need. It's not wasted like insurance premiums."
"I love that I can walk into ANY hospital and get treated without worrying about cash upfront."
Frequently Asked Questions
Get answers to common questions about our healthcare financing platform
Don't Wait Until an Emergency Tests Your Finances.
Prepare today with Healthcare Preparedness and Medical Bill Financing in one account. Know your Healthcare Preparedness Score. Build your healthcare fund. Get your medical bills paid when emergencies happen.
Available 24/7 for instant assistance
Response within 2 hours during business hours
Nairobi
Kenya
Mon-Fri: 8AM-6PM, Sat: 9AM-2PM