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Select your country: Country: Kenya
WE PAY,YOU HEAL, YOU REPAY LATER!

HealthCare Preparedness and Financing

Build your healthcare wallet with an interest. If an emergency happens, We pays your medical bills immediately, and you repay later in flexible installments.

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World's No. 1 HealthCare Prepardeness and Post-Paid Financing | Trusted by 10,000+ Families in Africa
Healthcare financing mission

Our Mission

To empower individuals and families by providing flexible access to healthcare, ensuring no one is denied treatment due to lack of money.

Our Mission

To empower individuals and families by providing flexible access to healthcare financing, ensuring no one is denied treatment due to lack of funds.

About us

Every 5 minutes, a patient in Kenya is turned away because they can't pay

We're changing that narrative by ensuring you prepare for healthcare emergency with an interest earning saving. Understand your preparedness, and access instant financing whenever you need medical care.

Our Core Values

  • Accessibility
  • Instant Care
  • Flexible Repayment
  • Financial Safety
  • Financial Transparency
  • Community Support

Know your healthcare preparedness

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Why Families Choose Access Health

When a medical emergency happens, every minute matters. Access Health helps you prepare before emergencies and supports you when they happen.

Any Hospital, Any Time

Use your account at any licensed hospital across the country no restrictions, no networks.

Instant Bill Payment

Hospitals receive payment immediately via M-Pesa no delays, no stress.

Flexible Repayment Plans

Choose an installment plan that works for you.

Healthcare Preparedness

Monthly contributions build your savings wallet fully refundable if you leave.

How it works

Get Healthcare Financing in 4 Simple Steps

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1

Quick Sign Up

Create your free account in under 2 minutes using your phone number and basic information.

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2

Small Monthly Contribution

Pay just KES 300 monthly this builds your savings wallet and keeps your account active.

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3

Get Instant Treatment

Visit any hospital and we'll pay your bill immediately via M-Pesa while you focus on recovery.

4

Flexible Repayment

Repay the healthcare loan in comfortable installments that match your financial capacity.

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Families Served

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Instant Payment Success

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Partner Hospitals

Our Services

Healthcare Financing for Everyone

Individual

Instant medical bill support with flexible repayment. From KES 300/month.

Get Started

Group

Families and organizations unite for accessible, affordable healthcare coverage.

Join as Group

Chama

Pool resources for members' healthcare. No stress during emergencies we've got you covered.

Sign Up Your Chama

Corporate

Employee healthcare benefits that boost productivity and reduce absenteeism.

Partner With Us
Testimonials

Trusted by Families Preparing for Tomorrow

Families choose Access Health because preparation brings confidence, and financing brings peace of mind.

"I was admitted urgently and Access Health cleared my bill instantly. I paid later in small installments. A life-saver!"
Mary A. Nairobi
"The KES 300 monthly plan is genius — my money is safe and I can use it whenever I need. It's not wasted like insurance premiums."
James K testimonial
James K. Kisumu
"I love that I can walk into ANY hospital and get treated without worrying about cash upfront."
Grace M testimonial
Grace M. Mombasa
FAQ

Frequently Asked Questions

Get answers to common questions about our healthcare financing platform

We pay your bill instantly via Hospitals Mpesa Till/Paybill. No delays!

There's a monthly subscription of KES 300, which keeps your account active and ready for medical emergencies.

After you sign up, we assess your financial data (like M-PESA statements or bank statements). Based on this, we determine your loan limit.

The loan amount depends on your income, transaction history, and repayment ability.

You may face penalties, be disqualified from future access, and possibly get blacklisted.

Repay via M-PESA through a paybill or prompt sent to your phone. You'll choose the installment plan that works best for you.

Yes! Join early so your account is active when you or a family member needs it. Emergencies don't wait.

Yes, we finance all types of treatments as long as they are from licensed hospitals.

Once you complete the sign-up and submit the required data, approval is typically within minutes to a few hours.
Contact

Don't Wait Until an Emergency Tests Your Finances.

Prepare today with Healthcare Preparedness and Medical Bill Financing in one account. Know your Healthcare Preparedness Score. Build your healthcare fund. Get your medical bills paid when emergencies happen.

WhatsApp Support +254 742 966 965

Available 24/7 for instant assistance

Email Support clientservice@accessht.africa

Response within 2 hours during business hours

Visit Our Office
Forest Court Parklands,
Nairobi
Kenya

Mon-Fri: 8AM-6PM, Sat: 9AM-2PM

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